Free · no card needed
See where your money actually goes.
Log an expense in three seconds, put a ceiling on the month and catch the small daily spending that adds up before it does.
Works offline · English & Español · Your data stays yours
Tuesday, September 22Hi, JohnJD
3 quick expenses to review · $47,900 in total
September spendingDay 22 of 30
$1,284,300Daily average $58,400 · Yesterday you spent $47,200Total balance$11,258,6004 accounts
Income this month$4,200,000Same as August
BudgetsSee all
Food$412,000 / $600,000
Transport$185,500 / $200,000
Why Ledger Flow
Built for the small stuff
Ledger Flow is a free expense tracker and budget app for everyday personal finance. You log what you spend, it keeps your account balances right, and it shows you where your money goes — by category, by month, and against the ceiling you set.
Three-second capture
Tap, type the amount, done. Add the category later from your review inbox: the expense already counts.
Budgets that talk back
A ceiling for the month plus per-category limits, with pace and days left in plain language, not just a bar.
Works without signal
Log on the bus or abroad. Everything syncs when you are back online, and nothing gets duplicated.
How it works
Up and running in a minute
- 1Create your accountPick your currency once. Email and password, nothing else.
- 2Add your first accountCash, bank or card, with today’s balance.
- 3Set a monthly ceilingThen log expenses as they happen. That is the whole habit.